I’d always known that saving for my first home would require a bucket-load of discipline and sacrifice. And when I thought about the amount I needed for a deposit…well, it all seemed too hard. Whether it was a weekend away with friends, or the latest can’t-live-without gadget, I was too easily […]
Key points Predictions of an Australian house price crash create lots of interest but have been a dime a dozen over the last 20 yrs. However, there is more to the surge in property prices than easy money with a supply shortfall being the main factor. Absent much higher interest rates […]
Since the earliest days of commerce, industries have looked for ways to reduce costs. For many, this meant designing business models around a lean workforce. Yet, seasonal peaks and troughs and operational pressures exposed a flaw the thinking. Cue the gig worker. While freelancing has been around for donkey’s, it really […]
We all want the best for our kids. Life throws many challenges at them as they grow up and one that is becoming more and more important is navigating the financial side of things – dealing with money in an ever-changing world. Wireless-based technology allows children from alarmingly young ages to […]
Thousands of Australians receive tax refunds every year. Some refunds won’t even cover the cost of a pizza to celebrate, however many are quite substantial. If you’re one of the lucky ones, what will you do with your tax windfall? If you go out and spend it, all you’re doing […]
Does your Money Mindset have your back? Or… Is it holding you back? If you’ve never really thought about it, you’d be forgiven. When it comes to our financial success, we tend to focus on things like income, investments, and expenses. It makes sense to put our financial position down to how […]
Adjusting to life after divorce, particularly later in life, is akin to navigating through some of life’s most challenging events, psychologists say. It’s a journey comparable to coping with loss, relocation, major illness or injury, or job loss. While these upheavals are often beyond our control, how we choose to manage […]
We work hard to earn our income and even harder to save it to achieve our dreams. Even a few dollars saved on different types of bills over the years can compound to something meaningful. Let’s go through some of the ways that can help achieve these savings. Track your expenses […]
For many Australians, particularly young Australians, the dream of home ownership is often accompanied by the reality of carrying student loans, known as HECS-HELP debt. Understanding the impact of HECS debt on your ability to secure a home loan can help you plan for and navigate the home loan process. Case […]
Home ownership continues to be our Great Dream, yet according to domain.com.au, many of us are investing in bricks and mortar much later in life. So, what does it take to bring this dream to life with retirement looming? There are many reasons you might purchase a home later in life: […]